[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zkb95.cz\/kde-se-da-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.zkb95.cz\/kde-se-da-si-pujcit\/","headline":"Kde se d\u00e1 si p\u016fj\u010dit?","name":"Kde se d\u00e1 si p\u016fj\u010dit?","description":"Nejeden \u010dlov\u011bk si nikdy nep\u0159ijde na tolik pen\u011bz, kolik je mu jich zapot\u0159eb\u00ed, a to ani tehdy, kdy\u017e d\u0159e od slunka do slunka. N\u011bkdy je prost\u011b jeho \u017eivot finan\u010dn\u011b n\u00e1ro\u010dn\u00fd a jindy za to m\u016f\u017ee pro zm\u011bnu plat, kter\u00fd mu jeho zam\u011bstnavatel nem\u00edn\u00ed zv\u00fd\u0161it a nikde jinde nen\u00ed k nalezen\u00ed lep\u0161\u00ed nab\u00eddka. A proto\u017ee pen\u00edze...","datePublished":"2019-07-16","dateModified":"2024-04-18","author":{"@type":"Person","@id":"https:\/\/www.zkb95.cz\/author\/#Person","name":"","url":"https:\/\/www.zkb95.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/11f8c6ff4d174e1ebef1d6401491d0892ff6534e7a3312fbf752a8f90a4375cd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/11f8c6ff4d174e1ebef1d6401491d0892ff6534e7a3312fbf752a8f90a4375cd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zkb95.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zkb95.cz\/wp-content\/uploads\/img_a353755_w3713_t1568270155.jpg","url":"https:\/\/www.zkb95.cz\/wp-content\/uploads\/img_a353755_w3713_t1568270155.jpg","height":0,"width":0},"url":"https:\/\/www.zkb95.cz\/kde-se-da-si-pujcit\/","about":["Pen\u00edze"],"wordCount":439,"articleBody":"           Nejeden \u010dlov\u011bk si nikdy nep\u0159ijde na tolik pen\u011bz, kolik je mu jich zapot\u0159eb\u00ed, a to ani tehdy, kdy\u017e d\u0159e od slunka do slunka. N\u011bkdy je prost\u011b jeho \u017eivot finan\u010dn\u011b n\u00e1ro\u010dn\u00fd a jindy za to m\u016f\u017ee pro zm\u011bnu plat, kter\u00fd mu jeho zam\u011bstnavatel nem\u00edn\u00ed zv\u00fd\u0161it a nikde jinde nen\u00ed k nalezen\u00ed lep\u0161\u00ed nab\u00eddka.  A proto\u017ee pen\u00edze nerostou na stromech, jak se \u0159\u00edk\u00e1, \u010dasto se st\u00e1v\u00e1, \u017ee ten, kdo s v\u00fdplatou nevyjde, pot\u0159ebuje pomoc ve form\u011b p\u016fj\u010dky. A je-li tomu tak, m\u00ed\u0159\u00ed do n\u011bkter\u00e9 finan\u010dn\u00ed instituce, aby tuto pot\u0159ebu uspokojil.  Ov\u0161em nejednou se uk\u00e1\u017ee, \u017ee tam v\u00e1\u017eil cestu nadarmo. Proto\u017ee poskytovatel\u00e9 p\u016fj\u010dek m\u00edvaj\u00ed nejen pen\u00edze, ale tak\u00e9 podm\u00ednky, za kter\u00fdch je p\u016fj\u010duj\u00ed, a jak u\u017e tomu tak b\u00fdv\u00e1, ne ka\u017ed\u00fd \u010dlov\u011bk je schopen takov\u00fdm po\u017eadavk\u016fm vyhov\u011bt. A co kdy\u017e m\u00e1 n\u011bkdo sm\u016flu jenom proto, \u017ee m\u00e1 p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy, nevaln\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed nebo z\u00e1znam v registru dlu\u017en\u00edk\u016f? Kdy\u017e mu nep\u016fj\u010d\u00ed pr\u00e1v\u011b kv\u016fli tomuto, nebo t\u0159eba i kv\u016fli exekuci nebo dal\u0161\u00edm probl\u00e9m\u016fm?  Pak nezb\u00fdv\u00e1, ne\u017e zkou\u0161et \u0161t\u011bst\u00ed n\u011bkde jinde. A kdy\u017e to nevyjde v bank\u00e1ch, nen\u00ed od v\u011bci zkusit t\u0159eba vyu\u017e\u00edt i nab\u00eddku nebankovn\u00edho sektoru. Jeho\u017e americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f je pr\u00e1v\u011b t\u00edm \u0159e\u0161en\u00edm, kter\u00e9 vyhovuje i \u017eadatel\u016fm v t\u00ed\u017eiv\u00e9 finan\u010dn\u00ed situaci. Pokud je doty\u010dn\u00fd podnikatelem, je pr\u00e1v\u011b zde na spr\u00e1vn\u00e9m m\u00edst\u011b. Proto\u017ee zde mu poskytovatel\u00e9 ochotn\u011b vyhov\u00ed, pokud spln\u00ed alespo\u0148 ono minimum povinnost\u00ed, je\u017e se tu po uchaze\u010d\u00edch o p\u016fj\u010dku \u017e\u00e1daj\u00ed. Tedy m\u00e1 nemovitost, ji\u017e by mohl d\u00e1t za p\u016fj\u010den\u00e9 prost\u0159edky do z\u00e1stavy, j\u00ed\u017e by mohl garantovat, \u017ee v\u0161e splat\u00ed tak, jak m\u00e1. Je-li tomu tak, m\u016f\u017ee si tu n\u011bkdo takov\u00fd p\u016fj\u010dit klidn\u011b i sedmdes\u00e1t procent odhadn\u00ed ceny zm\u00edn\u011bn\u00e9 nemovitosti, ani\u017e by to pro n\u011bho bylo jakkoliv slo\u017eit\u00e9. Vyplnit formul\u00e1\u0159 na internetu a poslat p\u00e1r sn\u00edmk\u016f nemovitosti e-mailem je p\u0159ece hra\u010dka a pak u\u017e se sna\u017e\u00ed s\u00e1m poskytovatel, aby na\u0161el \u0159e\u0161en\u00ed, je\u017e uspokoj\u00ed ob\u011b strany. \u0158e\u0161en\u00ed, je\u017e m\u00e1 nejednu p\u0159ednost. Jak se tu m\u016f\u017eete konec konc\u016f sami hrav\u011b p\u0159esv\u011bd\u010dit.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde se d\u00e1 si p\u016fj\u010dit?","item":"https:\/\/www.zkb95.cz\/kde-se-da-si-pujcit\/#breadcrumbitem"}]}]