[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zkb95.cz\/koho-zadat-o-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.zkb95.cz\/koho-zadat-o-pujcku\/","headline":"Koho \u017e\u00e1dat o p\u016fj\u010dku?","name":"Koho \u017e\u00e1dat o p\u016fj\u010dku?","description":"Pokud se \u010dlov\u011bk ocitne ve finan\u010dn\u00edch nesn\u00e1z\u00edch, \u0159e\u0161\u00ed to r\u016fzn\u011b. To podle toho, jak\u00e9 m\u00e1 doty\u010dn\u00fd mo\u017enosti a p\u0159edpoklady. N\u011bkdy pracuje je\u0161t\u011b usilovn\u011bji, aby si vyd\u011blal, n\u011bkdy si jen \u0159ekne o zv\u00fd\u0161en\u00ed platu, n\u011bkdy s t\u00edm pomohou \u00fa\u0159ady zam\u011b\u0159en\u00e9 na soci\u00e1ln\u00ed v\u00fdpomoc. A n\u011bkdy si doty\u010dn\u00fd mus\u00ed prost\u011b vz\u00edt p\u016fj\u010dku.I kdy\u017e s t\u00edm \u201eprost\u011b\u201c to...","datePublished":"2019-07-21","dateModified":"2024-04-18","author":{"@type":"Person","@id":"https:\/\/www.zkb95.cz\/author\/#Person","name":"","url":"https:\/\/www.zkb95.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/11f8c6ff4d174e1ebef1d6401491d0892ff6534e7a3312fbf752a8f90a4375cd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/11f8c6ff4d174e1ebef1d6401491d0892ff6534e7a3312fbf752a8f90a4375cd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zkb95.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zkb95.cz\/wp-content\/uploads\/img_a354428_w3713_t1568970959.jpg","url":"https:\/\/www.zkb95.cz\/wp-content\/uploads\/img_a354428_w3713_t1568970959.jpg","height":0,"width":0},"url":"https:\/\/www.zkb95.cz\/koho-zadat-o-pujcku\/","about":["Pen\u00edze"],"wordCount":461,"articleBody":"            Pokud se \u010dlov\u011bk ocitne ve finan\u010dn\u00edch nesn\u00e1z\u00edch, \u0159e\u0161\u00ed to r\u016fzn\u011b. To podle toho, jak\u00e9 m\u00e1 doty\u010dn\u00fd mo\u017enosti a p\u0159edpoklady. N\u011bkdy pracuje je\u0161t\u011b usilovn\u011bji, aby si vyd\u011blal, n\u011bkdy si jen \u0159ekne o zv\u00fd\u0161en\u00ed platu, n\u011bkdy s t\u00edm pomohou \u00fa\u0159ady zam\u011b\u0159en\u00e9 na soci\u00e1ln\u00ed v\u00fdpomoc. A n\u011bkdy si doty\u010dn\u00fd mus\u00ed prost\u011b vz\u00edt p\u016fj\u010dku.I kdy\u017e s t\u00edm \u201eprost\u011b\u201c to zase a\u017e tak prost\u00e9 nen\u00ed. Proto\u017ee poskytovatel\u016f p\u016fj\u010dek u n\u00e1s sice m\u00e1me dost a dost, jen\u017ee tito nejsou rozhodn\u011b ochotni p\u016fj\u010dit ka\u017ed\u00e9mu. A \u017eadatele si prov\u011b\u0159uj\u00ed, aby byla co nejv\u011bt\u0161\u00ed z\u00e1ruka toho, \u017ee se jim rozp\u016fj\u010dovan\u00e9 pen\u00edze v po\u0159\u00e1dku vr\u00e1t\u00ed.A pokud \u017eadatel zase a\u017e tak dokonal\u00fd nen\u00ed? Pokud m\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy, nevaln\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a mo\u017en\u00e1 i n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f nebo jin\u00e9 nedostatky?Takov\u00e9mu nejednou nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e se obr\u00e1tit na nebankovn\u00ed sektor, jeho\u017e hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f pro tohoto m\u016f\u017ee b\u00fdt doslova t\u00edm jedin\u00fdm st\u00e9blem, jeho\u017e se tonouc\u00ed chyt\u00e1. A to proto, \u017ee pr\u00e1v\u011b tento typ p\u016fj\u010dky je jako d\u011blan\u00fd i pro ty, kdo neprojdou s\u00edtem v\u00fdb\u011bru jinde, nej\u010dast\u011bji v bank\u00e1ch. Tady jsou po\u017eadovan\u00e1 krit\u00e9ria p\u0159ece jenom odli\u0161n\u00e1 a sn\u00e1ze splniteln\u00e1.\u017dadatel tu mus\u00ed p\u0159edev\u0161\u00edm b\u00fdt schopen d\u00e1t do z\u00e1stavy za poskytnutou p\u016fj\u010dku n\u011bjakou nemovitost. J\u00ed\u017e ru\u010d\u00ed za to, \u017ee v\u0161e vr\u00e1t\u00ed tak, jak m\u00e1. D\u00e1le pak mus\u00ed m\u00edt i p\u0159\u00edjem alespo\u0148 takov\u00fd, aby z n\u011bj bylo mo\u017eno hradit alespo\u0148 ty nejni\u017e\u0161\u00ed spl\u00e1tky, a pokud u\u017e m\u00e1 n\u011bco v registrech dlu\u017en\u00edk\u016f, mus\u00ed j\u00edt o p\u0159inejhor\u0161\u00edm zanedbateln\u00fd z\u00e1znam, nad n\u00edm\u017e se d\u00e1 p\u0159imhou\u0159it oko.Kdo t\u011bmto po\u017eadavk\u016fm vyhov\u00ed, m\u016f\u017ee si b\u00fdt jist, \u017ee se p\u016fj\u010dky do\u010dk\u00e1. Pokud tedy vypln\u00ed formul\u00e1\u0159 na internetu, po\u0161le po\u017eadovan\u00e9 sn\u00edmky nemovitosti, je\u017e m\u00e1 b\u00fdt zastavena, nebankovn\u00ed spole\u010dnosti k posouzen\u00ed, n\u00e1sledn\u011b se dohodne se z\u00e1stupcem on\u00e9 spole\u010dnosti na detailech a podep\u00ed\u0161e smlouvu.A pak u\u017e pen\u00edze dostane, rychle, bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed a poplatk\u016f p\u0159edem. A proto\u017ee jsou mu podm\u00ednky p\u016fj\u010dky \u0161it\u00e9 na m\u00edru, ur\u010dit\u011b se se sv\u00fdmi z\u00e1vazky n\u00e1sledn\u011b i odpov\u011bdn\u011b vypo\u0159\u00e1d\u00e1.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Koho \u017e\u00e1dat o p\u016fj\u010dku?","item":"https:\/\/www.zkb95.cz\/koho-zadat-o-pujcku\/#breadcrumbitem"}]}]